Vegan Chocolate Chip Banana Snack Cake Recipe for Moist Loaf

A cross between a quick bread and a cake and studded with chocolate chips, this Chocolate Chip Banana Snack Cake is easy to make, vegan, and oil-free. It’s perfect for snacking, lunchboxes, or a simple dessert.

Close up of two squares of banana snack cake stacked on top of each other.

I don’t often buy packaged cookies, cakes, or pastries for two reasons: they’re not very healthy, and I usually eat half the package in one sitting. I have a big sweet tooth and not much willpower—something I’ve clearly passed on to my kids.

So instead of depriving ourselves, I like to bake treats that are a little better for us. This banana snack cake is a favorite: wholesome, simple, and satisfying.

Ingredients you need

Recipe ingredients arrayed in individual bowls.
Ingredients: white whole wheat flour, flaxmeal, coconut sugar, baking powder, baking soda, salt, apple cider vinegar, vanilla, non-dairy milk, overripe bananas, and optional chocolate chips.

Ingredient notes and substitutions

Flour – White whole wheat flour gives a mild flavor and lighter color. All-purpose or spelt flour also work. For gluten-free, use a 1:1 gluten-free baking blend.

Flax – Use flaxmeal (finely ground flax seeds) to replace the binding that eggs would normally provide.

Sugar – Organic coconut sugar is used here, but brown sugar is a fine substitute. If you need a vegan label, choose organic or specifically labeled vegan sugar.

Bananas – Use very ripe bananas with brown spots; they’re sweeter and mash easily. Mash well until nearly liquid to sweeten and moisten the batter.

Milk – Any unsweetened plain non-dairy milk (almond, oat, soy) works.

Vinegar – Apple cider or distilled white vinegar reacts with the baking soda to help the cake rise.

Chocolate chips – Optional, but recommended. Use dairy-free chips to keep the recipe vegan.

How to make the recipe

3 photo collage of whisking the wet ingredients.

Smash the bananas thoroughly in a large bowl. Add the sugar, vinegar, vanilla, and non-dairy milk, then whisk until smooth.

4 photo collage of making the batter.

In a separate bowl, whisk together the dry ingredients (flour, flaxmeal, baking powder, baking soda, salt). Pour the dry mixture into the wet ingredients and stir just until combined; do not overmix.

4 photo collage of adding chocolate chips to the batter and baking it in pan.

Fold in chocolate chips if using. Pour the batter into a parchment-lined 8×8 baking dish and bake at 350°F for 30–35 minutes, or until a toothpick inserted in the center comes out clean. Let the cake cool before lifting it from the pan and slicing into squares.

Pieces of cake lined up in a large square on a piece of parchment paper.

Storage and freezing

Counter: Store in an airtight container at room temperature for up to 3 days.

Fridge: After 3 days, refrigerate for another 3–4 days.

Freezer: Wrap the cooled cake or individual squares tightly and freeze for up to 3 months. Thaw before serving.

Close up of the fluffy inside of the banana snack cake.

Pro tips and tricks

  • Measure flour using the spoon-and-level method to avoid packed flour and dense cake.
  • Use flaxmeal, not whole flax seeds, for proper binding.
  • Choose overripe spotty bananas for best sweetness and texture.
  • Chocolate chips are optional—omit them and add a simple frosting or a dusting of powdered sugar if you prefer.
  • Do not overmix: stir until no dry flour remains; a few lumps from the bananas are fine.
  • Line the baking dish with parchment paper for easy removal.
  • Bake until golden and a toothpick comes out clean. Cool completely before slicing.
  • To make gluten-free, substitute a 1:1 gluten-free flour blend. For nut-free, use brown sugar and soy or oat milk.
Overhead view of a tablescape with cake, coffee, and chocolate chips.

FAQs

Is a cake a snack?

Yes—snacking cakes are simple single-layer or sheet-style cakes with little or no frosting, made from pantry staples and easy enough for everyday eating.

Does snacking cake have frosting?

It can, but many snacking cakes are unfrosted to keep them lighter. This banana snack cake is tasty on its own, but you can frost it or dust it with powdered sugar if you prefer.

Is it okay to eat bananas with brown spots?

Yes—bananas with brown spots are ideal for baking because they’re sweeter and mash easily. Discard any bananas with mold or an off smell.

Piece of banana snack cake on a plate with a bite missing.

More vegan cake recipes

  • Vegan Gingerbread Cake
  • Vegan Carrot Cake
  • Vegan Apple Cake
  • Vanilla Cornbread Cake
  • Coconut Citrus Mini Loaf Cakes
  • Blueberry Breakfast Cake
  • Spiced Vegan Pear Cake

I hope you love this recipe! If you try it, please leave a star rating and a comment with feedback. For more family-friendly plant-based recipes, consider exploring cookbooks and recipe collections that focus on simple, wholesome meals.

Stack of two cake squares on a white plate next to a cup of coffee.

Vegan Chocolate Chip Banana Snack Cake

A cross between a quick bread and a cake and full of chocolate chips.
Rated 5 from 5 votes
Course: Desserts & Snacks
Cuisine: American
Diet: Vegan
Prep Time: 10 minutes
Cook Time: 30 minutes
Total Time: 40 minutes
Servings: 16 squares
Calories: 127 kcal

Recommended Equipment

  • Mixing bowls
  • 8×8 baking dish
  • Parchment paper

Ingredients

  • 1 ½ cups white whole wheat flour (all-purpose or spelt flour will also work)
  • ¼ cup flaxmeal (finely ground flax seeds)
  • 2 teaspoons baking powder
  • 1 teaspoon baking soda
  • ¼ teaspoon salt
  • 2 medium spotty ripe bananas, smashed (about 1 cup)
  • ½ cup coconut sugar (or brown sugar)
  • 1 tablespoon apple cider vinegar
  • 1 teaspoon pure vanilla extract
  • 1 cup non-dairy milk
  • ½ cup non-dairy chocolate chips (optional)

Instructions

  1. Preheat oven to 350°F. Line an 8×8 baking dish with parchment, leaving an overhang on two sides to lift the cake out later.
  2. Whisk flour, flaxmeal, baking powder, baking soda, and salt in a bowl.
  3. In a larger bowl, whisk smashed bananas, coconut sugar, apple cider vinegar, vanilla, and non-dairy milk until smooth.
  4. Whisk the dry ingredients into the wet until combined. Do not overmix; a few lumps are fine.
  5. Stir in chocolate chips, if using.
  6. Pour batter into the prepared pan and bake 30–35 minutes, until a toothpick inserted in the center comes out clean.
  7. Let cool in the pan 10–15 minutes, then lift out and cool completely on a rack before slicing into squares.

Notes

Use the spoon-and-level method to measure flour. Be sure to use flaxmeal, not whole flax seeds. Choose very ripe bananas for best flavor. Chocolate chips are optional. Line the pan with parchment for easy removal. This recipe is vegan and oil-free. For gluten-free, use a 1:1 gluten-free flour blend. For nut-free, use brown sugar and soy or oat milk.

Nutrition

Calories: 127 kcal |
Carbs: 22 g |
Protein: 3 g |
Fat: 4 g

Nutrition values are estimates and may vary. Verify with your own calculations if needed.